Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Below is some information that will keep you on track.
A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your real estate agent and mortgage banking officer, it should be an efficient, pleasant, and ultimately rewarding experience.
Count On Your Real Estate Agent To:
Count on your mortgage banking officer to:
Count On Yourself To:
Once you select our mortgage team to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves forward. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, our team will provide you with regular updates. Customers can also e-mail us with questions or new information. If assistance is needed at any time throught the process, a mortgage
expert who can answer questions is just a phone call away.
Here's an overview of the loan-application process.
Step one:
Apply Now
Getting started is easy. When you've selected a property and have a contract with the seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select "Apply Now" below.
At the appropriate time we'll order a property appraisal for you.
Step two:
The loan is approved and funded.
A mortgage banking officer will coordinate the closing of your loan, and work with you to go over the details to make your purchase go smoothly.
Approved here. Closed here. Serviced here.